Most people know that not being covered by health insurance is a good idea. It can be difficult to find a plan that is still affordable.
When considering a health care insurance plan from your employer, think about the health of yourself and your family. This may lead you to purchasing insurance that has a cheaper premium if you anticipate no health issues. While this may be cheaper initially, it could prove risky if there are problems down the road.
If you are employed, use the employee-based insurance it provides. If you are 26 or under in age, you can remain on your parents’ health insurance, though you may want to look into getting your own coverage.